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Roy, P. (2021). Fintech in microfinance: an uncharted territory for the Indian MFIs. Sambodhi, 44 (01(VII)), 103-117.
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Roy, P. & Singh, S. (2020). The Microfinance Fintech Solution: A SWOC Analysis Approach. ANVESAK, 51 (1(IV)), 93 – 102.
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Roy, P. & Ghose, B. (2020). Infrastructure availability and comfortability of online education: a study from students' perspective in north east India. Wesleyan Journal of Research, 13 (4 (VIII)), 165-176.
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Roy, P. & Pati, A.P. (2018). Double bottom line commitments of microfinance: Evidence from Indian Institutions. The International Journal of Social Economics, 46 (1), 116-131. https://doi.org/10.1108/IJSE-08-2016-0240
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Roy, P. (2018). The Digitisation wave in India: A SWOC analysis with special reference to the Demonetisation and a leap towards Cashless Economy. IRA- International Journal of Management & Social Sciences, 10 (1), 54-62.
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Roy, P. & Pati, A.P. (2017). Mission drift in Microfinance: an empirical assessment of the Indian situation. Finance India, XXXI (1), 209-222.
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Roy, P. (2017). Unearthing the Double bottom line commitments of Indian Microfinance Institutions. IRA- International Journal of Management & Social Sciences, 9 (1), 14-26.
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Roy, P. & Pati, A.P. (2015). Exploring mission drift dimensions in Indian Micro Finance Institutions. Prajnan, Journal of Social and management Sciences, XLIV (2), 139-163.